I only bought crypto — never sold
The situation
Taylor bought bitcoin monthly for two years but never sold, swapped or spent any.
Quick answer
No Capital Gains Tax is due while you hold without disposing. No SA108 needed for disposals alone — but keep records for when you eventually sell.
What to do
- Continue logging each purchase date and cost
- Download the CSV template for consistency
- Review again after any first sale or swap
Not financial or tax advice. Updated June 2026.